Top tips for house buyers
Top tips for house buyers
Whether you are a first time buyer or are a seasoned veteran with several house moves behind you, it always pays to have a plan or a checklist for the key items you will need to concentrate on in order to make the process of buying a house as stress free as possible. The team here at Edwards has put together our top tips based on our decades of experience.
1) Get your financial house in order
This might seem a little obvious but needs a lot of attention because of its importance in not only the house buying process but also your life afterwards in your new home. Key points here include:
- Carefully evaluate the costs of buying – deposits, Stamp Duty, solicitors, surveyors and mortgage fees and, of course, removal fees can all add up to a hefty number indeed.
- Do the same with the cost of ownership – the mortgage, utility bills and council tax along with an allowance for wear and tear and repairs over time.
- Check your credit record for any adverse history or mistakes as this can derail your mortgage application.
- Choose your lender or mortgage advisor carefully and review available products that suit your specific needs.
- Get ahead of the game by arranging an ‘in principle’ mortgage – this will ensure your offer is taken seriously.
- Review insurance options carefully to ensure that you and your family are covered for the unexpected (illness, redundancy etc).
2) Choose your destination carefully
Do as much research as you can about the property, the street and the area even if you currently live locally – is the neighborhood clean, tidy and free of problems? What is the rush hour or school run traffic like? Are there any problems with flooding? Check out our helpful area guides to get you started. We would also strongly advise you to take a look at the property and its surroundings before you arrange a viewing – a simple drive-by can answer a lot of your early questions and potentially avoids wasted viewings.
3) Making viewings worthwhile
To back up all of your previous research and hard work, always arrive at a viewing with a clear set of questions about the property – don’t be afraid to make a list and bring it with you. Our experienced viewings manager should be able to answer any questions that you might have that don’t get covered at the first viewing and of course we would recommend additional viewings to help you firm up your decision.
4) The right survey can really save you money
While surveys might seem like even more expense when buying a house getting an in depth report on its condition before you commit can save you thousands of pounds in the long run. If there are any defects highlighted you can then either request that remedial work is done before you complete or negotiate the asking price down to accommodate the cost of work. Either way you are in a better spot than discovering the problem after you move in.
5) Speed is of the essence
Making sure that you act quickly is often the difference between securing you new home and losing out. Great properties come onto the market and are snapped up very quickly so being prepared to move fast is essential.
"Nothing was ever too much trouble"
Thank you so much for all your help and advice during the last few months. Your company made us feel cared about and as if we were the only clients you had. Nothing was ever too much trouble and we really appreciate it. It is as though we are leaving friends. Thank you again!
"Extremely professional and friendly service"
From my first call to arrange a viewing to collecting my keys, I received a first class, extremely professional and friendly service from the team at Edwards. They were very accommodating with viewing times, the negotiations were dealt with professionally and I was updated with progress without feeling pressurised. Even after I moved in Edwards remained very helpful. My whole experience of purchasing my new home was stress free. I will be recommending Edwards to friends and family. Thank you - I love my new home!
"We wanted accurate valuation advice"
From start to finish we were very impressed with the level of service we received from the team. We chose Edwards as we wanted accurate valuation advice from an agent with local knowledge. We got this from Alex and then excellent ongoing support right up to completion from the rest of the team.
"Took them four days to find a buyer!"
Excellent, professional and polite staff. Bent over backwards to sell our home. Took them four days to find a buyer! Made the selling of our first home quick, easy and stress free. I couldn't recommend them highly enough!
"Outstanding - the utmost courtesy and professionalism!"
Our experience with the Edwards team in Heaton, Bolton was outstanding. We were supported throughout with the utmost courtesy and professionalism. They were sensitive to all our needs, international and personal. All hurdles were dealt with promptly. Excellent job!
"Sound advice and excellent communication"
I was absolutely delighted to receive a superb, professional service from Edwards. Sound advice and excellent communication made me confident that the marketing and sale of my property was in very good hands. Many thanks to Deidre Golding and her team for bringing that about successfully. I would not hesitate to recommend Edwards to any potential sellers!
"So much easier than we expected"
This was our first purchase and Edwards were very helpful in explaining anything we were unsure about and made the whole process so much easier than we expected. We were kept well informed at every stage of the purchase by Edwards, even when our own solicitor was difficult to get hold of!
"I have no hesitation in recommending Edwards"
All the staff were very helpful and eased what could have been a difficult sale. They were all very professional and I have no hesitation in recommending Edwards to other sellers!
"Several buyers for it within a few days"
Because of the great service we received when buying through them, I didn't hesitate to entrust the sale of my late mother's property to them. Communication was great throughout and they had several buyers for it within a few days. They were able to secure a good price and the whole process was seamless!
"Sold our house very quickly"
Very happy with every aspect of Edwards' services. Helpful, efficient and sold our house very quickly, making the house selling process a lot less stressful!
"The difference in service levels was amazing"
An excellent service from start to finish. Everyone we dealt with was very professional and wanted to do a good job for us. We had been with another Bolton agent and the difference in service levels was amazing!